There are about 15. 913 migrant workers who came from East Lombok each year. Management against the workers are almost never touched by the District Government. Many problems in these figures. Especially departure lending system costs the workers were very dangerous, which is the system of usury '(double). Indonesian Manpower Services Company (agency) in East Lombok who never keep their promises in job placement, lack of understanding of bank account ownership on migrant workers' family, thus making them borrow other people's accounts on receipt of each shipment with borrowing costs in the range of 100-200 thousand dollars , the lack of empowerment funds to continue the work orientation of the workers after his return to his hometown.ProblemsProductive working lives in East Lombok district in the age range of 15-64 years. That's the research department of the county work force in 2007. 15 years of age who are still young to start work. If calculated in the working lives of the school year, the new average finish junior high. It perhutungan average for the whole of East Lombok district as a whole.Age also feels the start of work and quite visible in my hometown. Precisely in the District Pringgabaya, East Lombok. On average parents who can not afford to send their children to high school level to college or going straight to work. Although only limited help parents in the fields of agriculture, commerce, or other fields. However, the most dominate agriculture.When you are bored with agriculture-considered result, only limited eat-then the other option is to leave. Almost all of the youth in my village all wander or become migrant workers. Most migrate to the neighboring country, such as Malaysia and the Middle East (Arab). Malaysia is a major destination countries, with more interest when compared with middle eastern destination.As for the work they do in the land of shoreline sometimes as a farm laborer to construction workers, and driver-whether it's a taxi driver or a driver for the truck. Plantation sector is the most popular, because seditidaknya agricultural skills while working at home can be unreliable and not much in his specialization.Going away is the last option for for the youth after graduating from junior high school and high school. In addition to the added factor of "provocation" of the parents, or saturation lived in a village with no promise of work, but only farming and gardening. Whereas today's youth are bored with agriculture. Not surprisingly, the number of migrant workers from East Lombok most of the other districts in the province, as many as 15 913 people (data Social Affairs, Manpower and Transmigration East Lombok regency 2009)Agriculture, gardening, and farming mean they've done since childhood until high school graduation. Our farm is also the same as the other areas, the harvest season is always met every cheap price and high price of the planting season. The youth are fed up and embarrassed the state of such premises. I feel as though farmers have got a job as a "yellow card". Options for the latter work.Unlike the story snicker and my father, who in his day job to be proud of as fruitful. Even those on the pilgrimage of agricultural products. And at this time in my hometown pilgrimage is no longer counted in number. As if a farmer is an easy way and to look for honest work "costs" to the house of the Lord.That's the view of the older generation in our village. Amburuknya country's economy is also increasingly erode the confidence. Until the younger generation who grew up and schooled on the farm had no interest at all, even just simply pass on the family farm heritage. Better to rent or get someone else to work on it-with a profit-sharing system. Tragic indeed. Until a migrant worker became an option.Most of these youths do not have adequate skills. In addition to capital in the habit of farming and construction laborers, plus capital daring course. Daring in the sense that, if there are relatives or neighbors who already work in the village land that goal. At least there is hope in sight there is hope to be able to help her find work.Presence of TKI Service Company Distributor (agency) in East Lombok district, not enough help. From the data I was looking for from the former workers, they are nothing more than middlemen in making visa card, passport, or other licenses. Promise will work with a number of penemapatan certain fields never really fully. In fact, that companies who profit before departure.Substantial time they sacrificed to live and work there. Results of the sweat at least for their own and family. Even less of them as the economic backbone of the family, to send his siblings to college.There were painful from the youths who wander the intention. The cost to go requires no small cost. When averaged, they were willing to overseas needs around 10-15 million. The funds are much absorbed in their agents brokers are also a lot that was wrong. No government or cooperative bank is able to lend money for the fare. Lend to people who will wander, are considered high risk and without clear guarantees.Until there is no other way, which is considered personal debt to have more money. Usually a place to borrow on a rich merchant in the village with usury system. The system is a system where loans with equivalent return the loaned amount. For example borrowed 50 million, then the funds should be paid amounted to 100 million.Really very alarming borrowing pattern. Though all the villagers also know, that it is unlawful in Islam. But, what can we do, only moneylenders are willing and able to lend funds that are not a bit of it. Like it or not they should accept the deal unilaterally with a heavy heart.Unilateral in the sense that, if it can not repay within one year, the amount of the debt could swell each month. With a range of interest "penalty" late payment of 1 million per month. I almost did not believe my friends who dare to take on debt so violent and terrifying that. Just imagine youth 18-20 years of age must bear the debt up to 10-15 million, just as costs go abroad as migrant workers leave.They have not worked, salary earned each month, they've digrogoti and smoked. And oddly enough that this sort of thing has become commonplace in my hometown. And if you think about it, the debt will menggeroti their future. The debtor, the lender simply adds to profit. But for them, from debt is what makes it harder to work. Work diligently, so that soon paid off the debt quickly.And really, the average of those in the period a year to restore the debt. Not infrequently also increasingly accumulate. For those who have paid off their debts, the money will be sent to their parents for at buatka home. This happens usually in the second year. Third year until the fifth year is considered to find capital or to finance the needs of the family.In addition to the other problems is the lack of knowledge of the world they will perbankkan. They must be completely paid in many cases remittances affairs. Let's say in the case of bank accounts. Many people in my hometown who thought, if people have a bank account is only the rich, able to save money each month with a certain maximum amount. For the young men who are usually sent overseas remittances, usually borrowing accounts in the village that is considered "haves" are.In terms of borrowing this account, again they digrogoti. Just imagine, every time delivery, they are charged in the range of 100-200 thousand. And they do not know it cost money dikemanakan. In mind that revealed to only be sorted out, which is important given the account holder money for administrative costs.You can imagine how much money that if multiplied in a matter of years and the number of people. Indeed, a squeeze has been done on these youths, because of their ignorance would account ownership. They do not know if it has been squeezed by shortsighted in this regard.But never mind, I just could mused alone. My friends might not be as lucky as me, which can high school in Yogyakarta who happen to know about it. Once upon a time, when the semester break last year, I return home. I planned with my friends who went to school in the provincial capital (Mataram) will provide an understanding of the system of usury and ownership prihal accounts primarily associated with bank administration system that is much misunderstood.When I got home, my friends and many others did not even move slightly to the situation. Instead we shouted down to take care of the school alone, do not need the kind of explanation. It certainly will not be aware of the dangers of debt with the usury system. Nevertheless, at least, can provide insight alone. That we do door to door. While briefing about the system of ownership of our bank accounts are also explained, that the ownership of a bank account should not be made with a lot of money by the millions. 500 thousand Enough is enough, especially if it is a national bank owned by the government.Understanding of the accounts we've tried to inform the parents or relatives of my friends who wander are. There is no meaningful response from the people that we went to that. They already feel comfortable with accounts and provide enough borrowing money 200 thousand as the administration of each month at the owner of the account.So hard to provide awareness on them. The system still continues when I return to college Jogja. When I ask my sister in the house, even the owner of the account has to be "masters" of the loan proceeds on account of about 15 youth workers who send each month.Of a news reports www.sasak.org in-a virtual community that focuses on news Lombok island. In the news dated February 20, 2009 08:12 entitled: "The number of migrant workers and Remittence Not Comparable". The news will tell you the amount of money coming from Remittence (delivery rate) Lotim workers in BNI Mataram actually at least 46 of the other districts. Only the range of 2 billion dollars, while the city of Mataram and West Lombok Rp 200 billion and Rp for Central Lombok. 10 billion. Though the number of migrant workers from East Lombok 40% of the total number of workers in the NTB or around 15 913 people.I guess the news is not wrong. Likewise with what would amount Remittence reported. This is natural, because the understanding of ownership in a family-TKI account is still minimal. Not surprisingly, most of the funds were for the city of Mataram, because the average loan accounts to people or relatives and friends who live in Mataram. Although the district government demikain like never knew the problem was, even doubted data from 46 BNI Mataram.Back in the earlier account ownership. That new awareness of the need kememilikan problem bank account. Not to mention the money they bring them home. And if the youth home, not least the money brought. The reason as capital or as a preparation for a life at home. Range from the minimum funds that I knew from my sister about 10 million / workers, the minimal funds they bring.The amount of funds that are not small. In fact, if I observe my friends who had gone home, they almost did not work. They simply rely on the funding that was taken. When I ask a friend who had just returned from Malaysia, "I can not make it capital, I can not do anything if it is at home," he said. A phrase that makes me shocked.On average, if the boys had to go home no more than spend money "sangu" brought up exhausted. If you've finished, return to repeat the moneylenders with interest payable at an increasingly higher. And back again to wander. Wheel back playing like the beginning.In fact, if calculated, in a year there are young men who wander around 10-15 people in one village. If of those who come home in a year, half of which there are about 70 million that will be ready to take home. Not to mention the money each month. The amount of funds that are not small, but always run out when they get home.SolutionsSystem of local self-government should be able to resolve the current issues that are local-pemasalahan it. Problems that only occur in certain local level and not the same as other areas. Obviously with the characteristics and diverse society as well. At least from the level of village government, districts, and counties should work together to solve it.Surprisingly in this case the Government of the village, district, and the district knew of the issue. But no effort which if help for these young men. Whether it's business prior to kepulangnya. Yet it happens every year, a very clear phenomenon can be seen with the naked eye, without the need to study if you want to know there is no problem. It can be known from the reports of RT / RW, hamlet, at a village level. Where there is some sort of annual data would be the number of its citizens who wander away, that continues up to date ..The TKI is clearly one source of foreign exchange. The name is so very cliche, bored and lazy to hear it. They never ignored the village level of government, let alone the fact the central level there are matters of personal money in these workers are required to charge off. If they are successful in the overseas country, money will continue to flow in the area (village) also. Obviously it will berdamapak in motion a growing regional economy.If the government, from village to district level can not be making some sort of program before departure, because they do not have money at that time. Then be made a program and planning their pascakepulangan. Or some sort of empowerment. Just imagine, the workers that have the money at home. After that will come back to throw themselves Drudge, which even they themselves do not know until when.Let us count the number of migrant workers from East Lombok as many as 15. 913 people, assuming each head of them send money every month on average around 1.5 million per month. Will be obtained approximately Rp. 23. 869 500, 00./perbulan fund flows in East Lombok district. Need rules, systems, and clear direction when it wants half of the fund management. Surely if the local government would intervene directly to manage the workers pascakepulangannya.I just got a proposal to the government, more specifically in the East Lombok regency. By making a special program pascakepulangan workers. For example, by making some sort of cooperative or agency that is ready to accommodate their funds while overseas migrant workers in the country. Either the money is managed for savings and loans by sharing system or other systems or programs are different. It could also make the training, at no cost to their new home. They aimed to create a personal or joint venture of former fellow workers. With so they no effort and at home activities, so they could even with the businesses that do not make them to wander back.If successful, than they will be creating jobs for young people under them. At least with this system will cut youth dependency to be migrant workers, as well as for the empowerment of localities are rarely produced by the sons of the soil. This system can be successful if it is really driven even emphasized by the district with a number of components underneath. Not only examine blood, will suspicion of diseases they carry from their country overseas.East Lombok also has the potential addition in agriculture. Tourism one can count on. This recall beaches and natural areas that are not less interesting than other areas. Could this be the former workers or youth who have been trained in the point on the field. Or it could also see the potential of the existing capabilities of the youth and at the point where, or it could be through the fondness of the young men. It is time the district also began to hear all of it. Because the good work, can be started from things like the culprit.CoverAt least from here, if this sort of thing can be done with a consistent and sustainable economy will be able to move the area. Economy is no longer dependent on funding support from the workers constantly. In fact, from the management of the local government and peberdayaan they can make economic designs that can be run in a sustainable manner over the long term. Especially in the field of economic planning that is considered in accordance with the local character.Creating a character the local economy can not be said too easily or immediately. Need a plan and consistent implementation. Not to mention the perpetrators of human resources also need to be considered. This is the challenge of locality-based economy (creative) actual. Not only a creative, but also creative non-uniform with the region (regions) other. Should indeed like that, considering that Indonesia with tribal and different islands. It's good regional leaders to rethink it. Not only ethnicity, language, and different cultures, but also an economic resource that has its own kekhassan.At least with the understanding and management of localities that creative economy will impact others the spirit of nationalism. Not only dance and culture that make the area just proud of the diversity of Indonesian youth, nationalism is also a clear economic impact for them. Then pride will present itself. Until in the end not only a pride, while also producing identities in the profession at home.
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